About Us
Shore Capital Investment Bank has a rich history of serving its community and customers with integrity and innovation. Through a wide range of personal and business banking services, as well as a strong commitment to community involvement, Shore Capital Investment Bank continues to uphold its mission of being a first-class financial services organization.
100 Years of Excellence & Innovation
Established in 1925, Shore Capital Investment Bank began as a small bank dedicated to supporting the development of farming communities in eastern Arkansas. Over the past century, we have transformed into a national, best-in-class financial services institution. Shore Capital Investment Bank remains committed to core values of integrity, financial strength, and operational excellence across all divisions.
Services and Products
Shore Capital Investment Bank offers a comprehensive suite of services and products tailored to meet the diverse needs of our clients. We provide a variety of financial services, including checking and savings accounts, loans, credit cards, and investment options to help individuals and businesses manage their money efficiently. Shore Capital Investment Bank is proud to offer digital banking services such as online and mobile banking, allowing customers to check balances, transfer funds, and pay bills from anywhere.
Community Involvement
Shore Capital Investment Bank proudly commits resources to community organizations that drive the success of neighborhoods. The bank supports initiatives connected to economic development, financial literacy, youth development, health and human services, the arts, and culture. Every year, Shore Capital Investment Bank associates volunteer with local non-profit agencies serving areas with the most need. Some of the organizations and events Shore Capital Investment Bank has sponsored include Youth Villages, Mid-South United Way, Neighborhood Christian Centers, LifeDoc, American Heart Association, Boys and Girls Clubs, and Clean Memphis.
The Shore Capital Investment Bank Difference
Shore Capital Investment Bank best-in-class service in banking, trust, and payment processing services, as well as our innovation in financial technology partnerships sets the industry standard.
For individual customers, Shore Capital Investment Bank provides a variety of checking accounts designed to fit specific needs. Standard features include free access to ATMs nationwide, low opening balance requirements, unlimited check writing, free Shore Capital Investment Bank Debit/ATM cards, and free online banking with 24/7 account access. Shore Capital Investment Bank also offers savings accounts, money market savings, high-yield savings, certificates of deposit (CDs), and individual retirement accounts (IRAs), each with competitive interest rates and flexible terms.
For business customers, Shore Capital Investment Bank offers comprehensive online banking services, allowing businesses to check account balances, view account history, transfer money between accounts, and view check images—all free of charge.
Shore Capital Investment Bank’s Open Banking services provide innovative financial solutions through APIs, enabling seamless integration with fintech companies, businesses, and developers. These services include real-time payments, Banking-as-a-Service (BaaS), card issuing, and compliance support, allowing partners to offer banking products without needing a traditional banking license. Shore Capital Investment Bank Open Banking platform is designed to enhance financial technology by providing secure, scalable, and efficient banking infrastructure.
Shore Capital Investment Bank SBA lending program offers small businesses flexible financing solutions backed by the U.S. Small Business Administration. These loans provide competitive rates, longer repayment terms, and lower down payments to help businesses grow, purchase equipment, or expand operations. Shore Capital Investment Bank experienced SBA lending team guides borrowers through the application process, ensuring tailored financial solutions to meet their needs.
Shore Capital Investment Bank’s Mortgage Division offers a wide range of home loan solutions, including conventional, FHA, VA, USDA, and jumbo loans. With a team of experienced mortgage professionals, Shore Capital Investment Bank provides personalized service to help homebuyers and homeowners secure the best financing options. The division focuses on competitive rates, efficient processing, and tailored loan programs to meet diverse borrowing needs.